Job Description
Relationship Manager – Credit
Role Overview
This role oversees branch-level credit underwriting and portfolio quality, ensuring sound credit decisions, regulatory compliance, and effective risk management across the loan portfolio.
Key Responsibilities
- Oversee credit underwriting and chair the Branch Credit Committee
- Evaluate loan applications and assess creditworthiness and risk
- Approve or recommend credit decisions within delegated authority
- Monitor portfolio quality, PAR, and delinquency trends
- Prepare and present credit reports to branch and senior management
- Ensure compliance with credit policies, procedures, and regulations
- Coordinate loan perfection processes with legal and head office teams
- Maintain accurate customer credit records and documentation
- Support relationship teams in improving portfolio performance
- Train and guide branch staff on credit policies and processes
- Act as liaison between branch and regional credit functions
Qualifications
- Bachelor’s degree in Finance or related field
- Minimum 8 years’ experience in banking or financial services
- At least 3 years’ experience in a credit administration role
- Strong credit risk management and underwriting expertise
- Solid understanding of lending strategies across multiple sectors
- Relevant banking or credit management certifications are an advantage
How to Apply
Apply via Equity Bank Kenya on equitybank.taleo.net.
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