Business Development Officers (Credit & Lending) — People FOCO (Nairobi)

Business Development Officers

Role Overview

Expansion of the loan portfolio for our Microfinance Bank client requires a direct and disciplined approach to market penetration and risk assessment. You will be tasked with the aggressive acquisition of new clients while simultaneously conducting rigorous credit appraisals to protect the bank’s capital. This position demands a high level of accountability in analyzing financial data, verifying KYC documentation, and presenting viable loan cases to the credit committee. Your success will be measured by the growth of a high-quality lending book and the conversion of prospects into long-term institutional relationships.

Key Responsibilities

• Execute the sale of credit and financial products to a targeted base of individuals and corporate entities.
• Perform thorough financial analysis and creditworthiness assessments for all new applicants.
• Manage the end-to-end loan process, from initial prospecting to final disbursement and documentation.
• Conduct regular credit reviews and handle the preparation of renewal appraisals.
• Build referral networks to ensure a steady pipeline of qualified potential borrowers.
• Maintain absolute confidentiality and accuracy of client records and internal credit presentations.

Qualifications

• Degree or Diploma in Finance, Business, or a relevant quantitative field.
• Minimum of 4 years of professional experience in credit management or business development.
• Proven track record within the banking or financial services sector.
• Expert-level command of financial analysis and customer relationship management.
• Ability to articulate credit risks and mitigation strategies clearly to internal stakeholders.

How to Apply

Apply via: People FOCO on peoplefoco.etalent.net